Loan Programs


Not all mortgage programs and finance options are created equal.   Each of our mortgage loan originators is a licensed professional who will  take the time to understand your current situation and needs and explain the best choices available.  We will help you choose the loan program that best suits your needs.
Whatever your needs may be, we can accommodate them
Purchase of a New Home (including First-time Buyers)
  • Cash Out for ANY reason
  • Debt Consolidation
  • Lower Your Payment
  • Shorten Your Loan Term
  • Jumbo Programs
  • CONVENTIONAL LOANS
    Conventional Loans require strong credit profiles and a minimum of 5% down, but are lower costs than FHA loans.
    FHA LOANS
    An FHA loan allows for less stringent underwriting standards and 3.5% down, but have higher costs than conventional loans.
    USDA LOANS
    Also known as Rural Development, USDA loans allow for no down payment and low monthly mortgage insurance for moderate income borrowers if the home is in a rural area covered under the USDA program.
    VA LOANS
    The VA loan says THANK YOU to our veterans! No down payment and no monthly mortgage insurance makes this the best loan available today.